First, customers cash out flower buds, or often use flower buds for large-value transactions and spend in the same merchant. It was suspected by the system to cash out, so the quota was frozen so that customers could not use the flower buds for the time being. If you are only suspected of cashing out, but you have not cashed out, you can provide details of recent transactions. After the system is checked clearly, it should thaw.
Second, when the customer repays the flower buds on time, he fails to repay them within the specified repayment period, resulting in a decrease in sesame scores and damage to personal credit (some users access the central bank's credit information system, and their credit information will also be affected). In this regard, customers must pay off their debts quickly and then take good care of their credit. It is estimated that the bud will be difficult to thaw in a short time.
3. Flower Garden is a consumer credit product launched by Ant Financial from 2065438 to April 2005. After users apply for opening, they can get a spending quota ranging from 500 to 50000 yuan.
Fourth, users can prepay the amount of ant flowers when spending, and enjoy the shopping experience of "spending first, then paying". Ant Flower Garden Consumer Credit Asset-Backed Securities Project was listed and traded in Shanghai Stock Exchange on August 4, 20 16, becoming the first ABS of Internet consumer finance in Shanghai Stock Exchange.
5. The ant flower bud was officially launched in April 20 15. Mainly used for shopping on Tmall and Taobao, it has always been loved by consumers, especially those born after 1980s and 1990s. In order to better serve consumers, ant flower buds began to break the restrictions of shopping platforms and expand their services to more online and offline consumption fields.
6. The ant flower garden has only been online for half a month, and more than 6.5438+0.5 million merchants in Tmall and Taobao have opened flower gardens. In order to attract consumers more accurately, many more responsive businesses have begun to modify the description of the baby and directly add the words "support the garden". The person in charge of Durex Tmall flagship store told the reporter that a product specially launched for new users of ant flower beds sold more than 10,000 copies a day and robbed a week's inventory.
7. The data shows that after the merchants access the ant flower garden in stages, the transaction conversion has increased by 40%.
Flower Garden is an online shopping service provided by ant micro-loan to consumers, which is "buy this month and return it next month" (return it next month after confirming receipt). Most merchants or products of Tmall and Taobao support the flower garden service. Whether the specific products can be purchased with flower buds depends on the cashier page. Flower garden products have been officially launched, and the user base is gradually expanding.
8. The user can make repayment before next month 10 after confirming the receipt of the account. You can use the balance of Alipay account, the savings card bound to the account or Yu 'ebao to make repayment automatically, or you can make repayment voluntarily.
9. The repayment date of Bai Hua is 10 every month, and users need to pay off the generated Bai Hua bill on the repayment date. On the due repayment date, the system will automatically deduct the balance of Alipay account, Yu 'ebao (with the function of withholding Yu 'ebao) and fast payment by debit card (including one card) in turn to repay the outstanding part of the bill. In order to avoid overdue, please ensure that the amount of Alipay account is sufficient. If it is overdue, a late fee of 0.5% will be charged every day. At the same time, Huayuan's overdue records will also be submitted to Sesame Credit, which will affect Sesame Credit Score.