Adhering to the brand concept of "trust is power", Ping An Pratt & Whitney provides better loan services for small and micro enterprises and individual customers with innovative technology and excellent customer experience, and builds a consumer finance brand trusted by global loan customers.
20 15 integrates ping an credit insurance business, ping an direct loan business, P2P micro-credit loan business under the jurisdiction of lufax and fudeng rongbao business, and establishes ping an inclusive financial business cluster, focusing on solving the consumer finance needs of individuals and small and micro enterprises.
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Security risk control
Ping An Pratt & Whitney has established a set of risk control management mechanism including credit risk management and credit management system.
It includes a central risk control mechanism that runs through the whole process before, during and after the credit granting, and adopts a periodic risk management mode to dynamically monitor customer information in an all-round and uninterrupted way through the "three lines of defense" of the regular business department, the approval risk control center and the risk control department. ?
Ping An Pratt & Whitney has accumulated the advantages of big data in the past 1 1 year to innovate the risk control model and learn from the leading technology of the international consumer credit industry, and constantly optimize our risk control model, so that customers can get more evaluation in the model, and constantly improve the central risk control management mechanism and credit management system for credit risk management.
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