1, cloud computing: cloud computing as the underlying facilities, can reduce the operating costs of financial companies or to meet the needs of complex computing and analysis.

2, big data: big data for the financial industry to bring a large number of different kinds of different areas of data, can help financial institutions to provide differentiated services, to achieve precision marketing, enhance customer adhesion, strengthen risk control.

3. Artificial Intelligence: Artificial Intelligence can replace the programmed work of human beings and enhance work efficiency and user experience.

4. Blockchain: Blockchain promotes the reconstruction of the "decentralized" model, improves transaction processing efficiency, and enhances security.