With the rise of the network era, the emergence of credit cards and a series of overspending, of course, there are also many more network loan channels, when we are tight and do not want to talk to the surrounding relatives and friends will easily think of online lending, because in real life it will be very easy to come into contact with the ads of online lending APPs, and through the ads to learn about online lending that has been embellished by a number of N-fold and eventually "fall into the net". Some of them are more formal and have lower interest rates, while some are very informal, profiteering from them and making it difficult for borrowers to fall into a deadly cycle. I know of irregular online lending platforms such as People Loan, Seconds, and Gold Bullion.
One of the characteristics of the types of informal online lending
As far as I know, informal lending platforms have people lending, seconds, gold bars and so on, these online lending platforms basically have the same characteristics, such as appealing advertisements (the amount of money that can be lent to a large amount of money, the second to the account as well as the interest rate is less or repayment time is long and so on), and then a high interest rate or a high price of the fee, China's lending Interest has clear provisions can not exceed 24%, so many platforms will be in the interest side of the ball after the rubbing but also find ways to charge a high fee, of course, there are also some is directly ambiguous time division so that you accidentally need to pay a large sum of liquidated damages, in short, it is a variety of pits, only you can not think of, not what they can not do, many bad things.
Two, in addition to the above, the more serious consequences of the loan after the big data display and violent collection and so on.
Irregular online loans can bring us the biggest problem on the one hand is the problem of integrity, and on the other hand is personal safety. We are now big data is very perfect, once there are borrowing will leave traces, especially in the late repayment is also very likely to be included in the credit, and these informal online loans can easily make us not enough to make ends meet, the financial deficit, can not be on time to pay back after the record to the credit inside, if the number of violations or more serious will be included in the integrity of the blacklist, then do what things will be limited; and more creepy is the violence of collection, many platforms and the violent collection, and the most important thing is to make the people of the country to pay back the money. There is more creepy is violent collection, many platforms are some violent organizations, although not as scary and exaggerated as the former triads, but also enough to infringe on the victim, and there are a lot of borrowers will be forced to the top of the road. In addition to these, there are a lot of shortcomings and harm that we can not even think of, and above the law, under the morality of there will always be someone to exploit the loopholes, for the sake of profit without regard to the death of others, but also on the surface of the surface to do a bright and shiny, so there are too many platforms.
"One into the network loan deep like the sea", basically irregular network loan will try to drain the lender on the "last drop of blood", in addition to high, donkey-like interest will have a variety of high fees, so that we in the short-term We get financial relief at the same time into the abyss. Many people are to take advantage of the loopholes in the rules or maximize the benefits by playing the ball, so each of us must avoid this behavior of online lending, if indeed forced by the situation, then we should also do as much as possible to understand, to choose some of the regular online lending.