Today is the age of credit, once your credit is flawed, it will have an impact on many aspects of your life, and will even have a negative impact on your car loan and home loan as well.
And online lending big data is also a document that records your credit and can affect your online loan usage and borrowing. Do not think that there are small online loans will not be on the credit is fine, in fact, online lending big data are platforms common, today's big data system is more and more robust, the scope of the record is also more and more extensive.
In this way, it seems that the impact of big data is also very large. Query the central bank credit report, if the report appears within the overdue amount as well as overdue time, then it is a blacklist.
And the 100 bank credit report mainly looks at the user's net black index score, if the score is less than 40 points belongs to the blacklist of online loans. Many people think that online loans are not creditworthy, so it doesn't matter.
In fact, with the establishment of a sound credit rating, even if online loans are not creditworthy, overdue online loans or frequent applications for online loans will still affect our credit rating. The fact is, the most important thing is that you can't be sure that you're going to be able to do anything you want to do, and that you're going to be able to do anything you want to do.
These are the first time I've ever seen a person with a bad credit rating, and I've never seen a person with a bad credit rating who has a bad credit rating.
Just open WeChat and search: Mimi Data. Click on the query, enter the information you can query to their own hundred lines of credit data, the data from the country more than 2,000 online lending platforms and the UnionPay Center, the user can query their own big data and credit situation, you can get all kinds of indicators, query to their own personal credit situation, the net black index score, the blacklist situation, the record of online loan applications, the type of application platforms, whether the late, the amount of the overdue, the credit card and the online loan The credit estimate amount and other important data information.
Compared with the central bank's personal credit report, the atmosphere of the personal credit record is more extensive, and the issuer is more diversified, such as Mimi data, Sesame Credit Score and so on, which are all part of the personal credit record, and overall it is more similar to what the Internet said about the big data credit, which is a useful supplement to the traditional personal credit report.
At present, the state is building a comprehensive and dead-end "credit network", connecting society, information **** to enjoy, whether it is a credit report or personal credit record, are an important part of it. Protect your credit, for everyone, credit is the biggest asset and wealth.