Umbrella trust fund: when the same trust product contains two or more different categories of sub-trusts, investors can freely choose one or more of them according to their own investment preferences for portfolio investment to meet different investment needs. Simply put, it is a structured securities investment product that combines the strengths of securities companies, trust companies and banks with other financial institutions to provide investment and financing services to investors in the secondary market for securities.
Umbrella trust a **** there are two forms, priority and inferior. The former is by a fixed income, although very low, but whether it is earned or lost, the investor's principal and interest is prioritized to be protected. Generally banks choose is the priority. The latter is the risky but its gain
is also very large. Generally part of the umbrella trust has a warning line, close the position line, respectively, 92%, 87%, can also be said to be the stock is that the decline of 13% may be forced to close the position. Through the means of closing the position to protect the principal and income of the priority investors, its loss is borne by the subordinate investors.
p2p lending is a kind of network borrowing from individual to individual, lending small sums of money together to the people in need of funds in a kind of private small lending mode. This is a kind of Internet financial products. The category is divided into: bank system, listed company system, state capital system, venture capital system, private system and so on. Its threshold is very low, the general starting point is 2000 yuan. But its interest is very high, about 15% to 20%, of which p2p platform will collect 3 to 4 points, the rest is allocated to investors and investment companies, etc. P2p and umbrella trust like also have a warning line and closeout line. Reaching the warning line, the system will automatically remind the borrower of the current capital situation. With 100,000 own funds, 5 times leverage, for example, the stock account loss reached 30%-40%, the platform will prompt warning, requiring the lender to increase the margin. When the account assets drop to about 110% of the amount of funds allocated will be closed.
Classified funds, also known as structured funds, under a portfolio, through the decomposition of the fund's income or net assets, will form two or more levels of risk-return performance of certain differences in the fund shares of the fund varieties. It is characterized by dividing the fund's products into two or more classes of shares, and giving different income distribution. How to play it? It is that A borrows money from B to speculate on stocks, and then pays a certain amount of interest to B, and A gets the rest of the proceeds, obtaining a leverage effect. Its threshold is also very low. There is no such thing as a closed position in a graded fund, and it is responsible for its own profit and loss.
Financing: Investors provide collateral to securities companies that are qualified for financing business. Then borrow funds to buy securities or borrow securities and sell the behavior. But its threshold is account assets of five hundred thousand. Let's take financing as an example to briefly explain that it is divided into financing transactions or securities financing transactions. The former is the funds or securities on hand as its collateral, to borrow funds from the brokerage firm to buy stocks, the latter is the investor to borrow securities from the brokerage firm to sell. Its a form of bearishness that only pays off when the stock goes up, and securities financing is a shorting mechanism that only makes money when the stock goes down. When the ratio reaches 150% without reaching the warning line, the brokerage firm will issue a margin call, when the ratio reaches 130 to reach the closing line, the brokerage firm will be forced to close the position.
Risk Disclosure: This information does not constitute any investment advice, investors should not use this information to replace their independent judgment or only based on this information to make decisions, does not constitute any buying and selling operations, does not guarantee any return. If you operate on your own, please pay attention to position control and risk control.