Inviting customers is the bank to invite you to participate in a certain activity or business, in fact, nowadays banks are basically through big data to calculate the user's credit rating and consumption habits, so as to recommend to the customer is more suitable for the business and loan, for example, you have a good credit, or you recently have a loan demand, the bank will take the initiative to invite you to take out a loan, to give you a lower interest rate on the loan.