Artificial intelligence insurance refers to an insurance product developed using artificial intelligence technology. Artificial intelligence can analyze and mine big data to predict insurance risks, develop more scientific insurance solutions, and improve insurance accuracy and efficiency. Artificial intelligence insurance can not only provide insurance companies with more accurate risk assessment, but also allow the insured to get better service and lower insurance costs.

Artificial intelligence insurance has many advantages in practical application. Firstly, it can realize unmanned claims processing and improve the efficiency and quality of claims; secondly, it can provide more personalized services for the insured, and develop personalized insurance solutions according to the insured's needs and risk profile; in addition, it can prevent insurance fraud and false claims, and reduce the operating risks of insurance companies.

With the continuous development of AI technology, the application prospect of AI insurance is very wide. In addition to being widely used in traditional auto insurance, health insurance, life insurance and other fields, AI insurance can also be applied to other fields such as agricultural insurance, weather insurance, travel insurance and other fields to achieve better insurance services and protection effects. It is foreseeable that in the future development, AI insurance will play a greater role and inject new momentum into the development of the insurance industry.