If you want to withdraw money from the bank ATM, you can withdraw money without your bank card and mobile phone. Just "brush your face". Recently, the ATM of Jiangxi Bank launched the "brush face" deposit and withdrawal business. It is reported that this business is the first in local banks in Jiangxi Province, and it is also the first in national city commercial banks. In addition, the bank also innovatively launched the business of "borrowing money by face", with a maximum loan of 3, yuan.

you can deposit and withdraw money without using a bank card to "brush your face"

As the name implies, you can withdraw money by scanning personal face information through an ATM machine without using a bank card.

customers do not need to insert a physical card when they deposit or withdraw money at the ATM of Jiangxi Bank. They only need to select the "face-brushing service" function. After the system captures the photos of the scene and compares them with the customer information stored in the bank, the customer enters the mobile phone number to further confirm their identity. Then, they can select the card number, enter the amount and password to conduct balance inquiry, deposit, withdrawal, special services (payment for intermediary services) and so on. The whole process only takes a few minutes, which is simple and quick, and can basically meet the needs of customers to handle daily business by themselves.

is it safe to deposit and withdraw money by brushing your face? This is the most concerned issue for bank users. According to the person in charge of the Science and Technology Department of Jiangxi Bank, "Brush Face" deposit and withdrawal has three layers of security protection: face recognition, mobile phone number verification and password verification, and there is a "Brush Face" withdrawal online every day, with an upper limit of RMB 3,. In order to have the function of "brushing face", an ATM machine needs to be equipped with a binocular camera. In addition to taking photos of customers, another important function of the camera is to detect customers' living bodies through infrared cameras, and judge whether the collected images are photos or real living faces.

At present, the live detection technology of ATM in Jiangxi Bank is in the leading position in the industry. By applying "face recognition technology" and "live detection technology", the position, face shape and angle of facial features are calculated and analyzed, and the false recognition rate is controlled at a low level, which can ensure a high recognition accuracy, thus effectively ensuring the safety of customers' funds.

Second-time mobile phone loans truly realize "borrowing money by face"

Before Jiangxi Bank launched the "face-brushing" deposit and withdrawal business, "face recognition technology" had been popularized and applied on its smart counters. Customers can apply for opening an account on the smart counter through "face recognition technology". At the same time, Jiangxi Bank also applied this technology to mobile banking, and opened the functions of online modification of mobile phone number and second loan of mobile phone for customers, so that customers really realized "borrowing money by face" in the bank.

"second mobile phone loan" is a pure online big data consumer credit product launched by Jiangxi Bank. Applicants only need to pick up their mobile phones, click on the mobile banking App of Jiangxi Bank, and perform three steps on the App to easily complete the loan application without submitting any information. After the application is completed, you can view the approval status directly through the App page. The maximum loan amount is RMB 3,.

"second loan by mobile phone" breaks the traditional loan mode, and automatic credit granting and real-time lending can be realized through mobile phone, and the loan can be repaid with the loan. Supported by big data, it uses the risk control model developed by Jiangxi Bank and introduces electronic contract technology to ensure the legality of online loans. This product won the "Best Financial Informatization and Innovation Case Award in China in 217" in May this year.

In addition, Jiangxi Bank also cooperated with Weizhong Bank to realize the real-time credit loan of WeChat "micro-loan" function, enriching the channels of consumer credit.

Ola Pay realizes mobile phone flash payment for subway bus

Touch the mobile phone, light up the screen, get close to the subway gate, and the gate will open with a click. Every working day, Ms. Li, who lives in Nanchang, uses Ola Pay, a mobile payment product of Jiangxi Bank, to go to work by subway.

In p>216, Jiangxi Bank took the lead in launching the first payment product in China that applied HCE technology to public transportation, and it was also the first banking product in China that realized mobile payment by flash in public transportation such as subway and bus. OlaPay product provided more convenience for residents to choose public transportation, and provided the popularization of the concept of "green travel and low-carbon life".

at the same time, in order to further optimize the customer experience and bring more benefits to consumers, Jiangxi Bank has made continuous efforts to expand the applicable platform, application scenarios and use functions of Ola Pay products. At present, the product can be used in public transportation, supermarkets, restaurants, movies, entertainment and other scenes, which can fully guarantee the safety of customers' funds. It is a bank product that brings convenience to people's lives. Search for "Patek Exchange"