It is still very reliable.

It is a borrowing platform that was launched not long ago. According to the introduction of Banyan Tree Loan app, it is the first in the industry to create a special channel for automatic approval. After the borrower downloads and registers the Banyan Tree Loan app, he clicks on the borrowing application, and then automatically enters the borrowing approval channel for one-on-one approval, which makes the borrowing speed increase by 5 times.

The first point is that the algorithm is accurate and meets the demand for loans very quickly. Banyan has an exclusive and accurate algorithm that allows each borrower to find the most suitable loan product extremely fast, saving the borrower's time and also increasing the borrower's pass rate by 3 times.

The second point is that through the Banyan loan app, the process is extremely simple, with very little information to fill out, and the borrowing threshold is very low, basically as long as an ID card.

The third point, the disbursement speed is extremely fast, the fastest 1 minute can realize the account. This is still quite attractive to people who are in urgent need of money.

In addition, Banyan Tree Loans offers a wide range of amounts and flexible terms, covering short, medium and long term borrowing needs.

Banyan Tree Loans utilizes SmartNet AI technology to achieve accurate matching of risk-based pricing in financial services, and front-loads risk control to the marketing side, thus achieving a seamless bridge between the supply and demand sides of finance. From the supply-side perspective, the Banyan platform can greatly enhance the marketing efficiency of financial institutions; from the demand-side perspective, the Banyan platform can greatly enhance the accessibility of financial services for low- and middle-income people, "three rural areas" and small and micro-enterprises.

The development of Banyan Tree's loans has not been smooth sailing. It has experienced confusion and twists and turns, as well as hardships. But it is because of the indomitable tenacity, the determination and tenacity to experiment and innovate that Banyan Tree Loans has achieved what it has today.