People's Bank of China personal credit can be queried on the Internet to the personal credit.
In order to facilitate the public's convenient access to their credit information and to further expand the service channels of the personal credit system, the People's Bank of China's credit center has constructed a personal credit information service platform based on Internet operation.
The platform is based on the premise of fully protecting the privacy and security of the public.
First, it ensures that query applications are submitted by the person himself. Only after strict identity verification can an application for credit information inquiry be submitted.
The second is to ensure that the query results are viewed by the person himself. Only with an identity verification code can you view credit information.
The third is to ensure that the information is kept secure.
From the date of obtaining the feedback notification that an inquiry can be made, the credit information will only be stored on the Internet side of the platform for seven days and will be automatically deleted upon expiration.
Expanded Information:
The platform provides a variety of identity verification methods:
One is the digital certificate verification method, that is, to confirm the identity of individuals through the digital certificates issued by the commercial banks cooperating with the China Financial Certification Center (CFCA);
Second, the bank card verification method, that is, with the help of the bank card with the UnionPay logo to determine personal identity;
Third, the question verification method, that is, by answering questions online to confirm personal identity;
Fourth, the mobile financial IC card verification method, that is, with the help of the mobile financial IC card loaded with personal authentication certificates issued by the MTPS (referred to as the "MTPS Personal Authentication Certificates")
Digital certificate verification, bank card verification and mobile financial IC card verification provide real-time feedback on identity verification results, and problematic verification methods provide feedback on identity verification results after 24 hours.
People's Bank of China Credit Center - Internet Personal Credit Information Service Platform Introduction