1, Alipay
Alipay is a third-party payment platform, which was initially a division of Alibaba Group's Taobao website, and was formally operated independently on December 8, 2004, as a subsidiary of Ant Financial Services, which is independent of Alibaba Group. Alipay has two separate brands, "Alipay" and "Alipay Wallet". The software mainly provides payment and financial management services (including online purchase secured transactions, network payment, money transfer, credit card repayment, cell phone recharge, water, electricity and coal payment, personal financial management and other areas).2021 May, the digital RMB sub-wallet expansion again, the network merchant bank (Alipay) to become the seventh participating in the public test site of commercial banks.
2, Alipay safety
Alipay itself is safe, but we have to pay attention to the use of the process, the specific precautions are as follows:
①Login password and payment password should not be too simple. Alipay officials require users to set up a password that is not too simple, and to use a combination of alphanumeric symbols, and also recommend that the login and payment passwords be set to different passwords.
②Alipay should be logged out of the account after use, usually when we use Alipay on our phone we don't specifically log out of the account. But this creates problems, other people can use your cell phone to enter your Alipay account without having to enter the account number and login password.
③Be wary of phishing websites and phishing software. Do not log on to free Wi-Fi, scan QR codes, or click on links or files sent by strangers.
④Do not use Alipay personal account information in public *** places. such as internet cafes and libraries.
3, Alipay Netcommerce Bank is what
Alipay's Netcommerce Bank is a private bank, based on financial cloud computing, big data, mainly for the online business, small and medium-sized enterprises, farmers, Netcommercial Bank to serve small and micro-enterprises, to support the real economy, the practice of financial inclusion as the mission, hoping to do the Internet bank explorers and the practice of financial inclusion for small and micro-enterprises, individuals entrepreneurs to provide efficient and convenient financial services