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Baidu Finance

Answer about Baidu Finance is as follows:

Finance:

It refers to economic activities such as the issuance, circulation, and repatriation of currency, the granting and recovery of loans, the deposits and withdrawals of deposits, and the transactions of foreign exchange. Hu Shi, "International China": "Let us think even more about the domestic bourgeoisie in these years, in order to covet the benefits of usurious debts, desperately lending debts to the Chinese government, not only mete out the fate of the evil government, but also undermined the nation's finance."

Ding Ling, "Shanghai in the Spring of 1930": "Many big-bellied merchants and businessmen, as well as the blood-eaters who had been deflated by the hard work of the abacus, were all the more energized to speculate in the unstable financial winds and tides." Hao Ran, "Sunny Day," Chapter 7: "The leaders of the bank helped him to realize the importance of financial work to the restoration of the national economy and the building of socialism, and he listened to them."

Baidu Finance

That is, Baidu Financial Services Group ("Baidu Finance"), is the financial business segment of Baidu Group. Started in 2015, Baidu Finance is committed to building a technology-driven financial services platform that provides a full range of financial services, including credit, wealth management, payment, and insurance, for both individual and corporate users.

Baidu Finance's core businesses include:

1. Credit business: through Baidu Finance's Baidu Money, Baidu Loan and other products, Baidu Finance provides the majority of users with personal consumer credit, small and micro loans and other financial services.

2. Wealth management business: Baidu Finance provides users with convenient online wealth management services, including currency funds, regular wealth management, intelligent wealth management and other financial products.

3. Payment business: Baidu Wallet, a subsidiary of Baidu Financial, provides users with convenient online payment, offline payment, money transfer and other functions.

4. Insurance business: Baidu Finance has cooperated with a number of insurance companies to launch a series of innovative insurance products, including Internet insurance and short-term insurance.

5. Fintech: Baidu Financial utilizes advanced technologies such as big data and artificial intelligence to provide financial institutions with one-stop fintech solutions, including intelligent marketing, risk control, and customer service.

Baidu Finance is oriented to user needs, and through technological innovation and big data application, it continuously improves the efficiency and experience of financial services and creates value for users. Meanwhile, Baidu Finance also actively fulfills its corporate social responsibility, promotes the healthy development of the financial industry, and contributes to the reform and innovation of China's financial services.