A while ago, Alipay incident made a lot of noise, the major media have come out to rub this "hot spot", a time on the network a variety of pointing to the mountains, exciting words, dung soil in the year of 10,000 households, there are commendations and depreciations, in a word, what are said, though these The article looks very cool, can let a person produce a kind of "MaYun father finally go wrong step" such as watching not suspected of things, I do not want to write such a critical article, after all, this is a can only share the landing of practical dry goods, right or wrong this kind of thing, give time to judge it ~

And so I specially chose in the After the storm subsided, I dumped a wave of dry goods for you to tell you how you can quickly improve the sesame credit score.

The first thing you need to do to improve your Sesame score is to get a clear picture.

How is the sesame score calculated?

The Sesame Credit Score ranges from 350 to 950 and contains information in 5 dimensions: identity traits, fulfillment ability, credit history, connections, and behavioral preferences; the higher a person's score, the more creditworthy they are. The numerical value of the score is regularly updated on the 6th of each month.

1. Identity traits (15%): rich, authentic information on learning and professional experiences, as well as real-name spending behaviors;

2. Behavioral preferences (25%): account activity, spending levels, payment levels, spending preferences, and transferring money to show characteristics;

3. Networking (5%): influence in interpersonal interactions and creditworthiness of close friends;< /p>

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4, credit history (35%): credit card repayment history, Alipay lending and borrowing repayment records, water, electricity and coal payments, penalty tickets, etc.;

5, fulfillment (20%): provident fund payments, car ownership information, property information, etc.

From the above five points, it seems that the Sesame Score is a high credibility comprehensive assessment of the value of personal credibility of the data, have to admire Alipay's big data system to do is very powerful, with the social credit system more and more perfect, our country will gradually to the West closer, such as "because the subway has escaped from the ticket and lead to the inability to bank loans "The first thing you need to do is to get a good deal of money to pay for the work you're doing.

So how do you do it?

1, more use of Alipay's credit card repayment function and timely repayment. Timely repayment of credit cards proves that you have the ability to repay, and good performance, high credibility.

2. Use the credit function of Anthem and pay back in time. For example, the ants chanting, chanting, lending, etc.. Sesame credit will credit fire as one of the data sources of credit evaluation, good performance behavior is conducive to increase points.

3, more buy ant treasure on the financial products, such as balance treasure, entertainment treasure, treasure and fund. Both financial management, but also let Sesame Credit know your wealth, increase the wealth index of Sesame Score.

4, more use of balance treasure transfer, send red packets. Note that this needs to be done between friends who are familiar with themselves and have good credit, the more times and objects of transferring money and sending red packets, the more frequent and reliable the mutual relationship is, and the higher the quality of human relations.

5, more use of Alipay group chat function, the number and variety of groups, the more active and stable the group, are conducive to enhance networking.

6, use Alipay family account function. Help family members to manage money, buy things at the same time, but also conducive to improving the Sesame Credit network and identity qualities.

7, more use of Alipay's various service functions. Such as water, electricity and coal payment, rental information, city life services, cell phone recharge, hotel ticket booking and merchant discounts and other functions.

8, do not frequently change the Alipay account binding phone number and Taobao default shipping address, highlighting the life of stable and reliable.

9, let them know more about you, additional information. Now the sesame credit score, more than a + sign, point in can be supplemented with education, school registration, unit email, vehicle information, Linkedin, etc., the more complete the supplement, the clearer they are on your credit portrait.

10, more charity, more donations to the sesame score up points help.

At the same time, another criterion for the evaluation of Sesame Credit is to make more friends with good credit.

Previously there were rumors that in the case of good credit, the binding of education, occupation, provident fund is not necessarily less than 750, but once the binding of the vehicle, immediately exceeded 750 points. This one I personally test is false, tied to the vehicle did not add a point. (Is my car not enough to qualify, at least shepherd ah)

In addition, most users, if only by the usual accumulation of consumer behavior, there is no way to reach the minimum comment threshold of 750 points. The easiest way to get a Sesame Credit score is to collect it through the so-called "Ant Forest" tree planting.

Alipay's tree-planting is quite similar to the hot vegetable-stealing game of the last few years, where friends can help with watering and picking up other people's energy. The premise of planting trees is the need to obtain energy, the practice of obtaining energy is to add each other's friends, eventually you will find that Alipay in the name of green environmental protection, turned a big circle, or back to add friends to do social road. More Chanting loan channels Baidu Jinzai Chung

Finally, I wish you all early to reach 750 points, teased to their favorite girl ~