When a bank loan is not repaid and has been sued by the court, the payroll card will be frozen. When the lawsuit enters the execution stage, the borrower's assets will be frozen, at which time not only your paycheck card may be frozen, but also your other bank deposits. The supreme people's court on the people's court civil implementation of the provisions of the seizure, detention, freezing of property, the Chinese people's *** and the state supreme people's court announcement (law interpretation [2004] no. 15) to take the seizure, detention, freezing measures need to be relevant units or individuals to assist, the people's court shall produce a notice of assistance in the implementation of the people's court shall produce a notice of assistance in the implementation of the people's court, along with the copy of the ruling and served to assist in the implementation of the people's court. Seizure, seizure, freezing ruling and notice of assistance in execution shall become legally effective upon delivery. Article 2 The people's court may seize, detain and freeze movable property in the possession of the executor, immovable property registered in the name of the executor, specific movable property and other property rights. For unregistered buildings and land use rights, the ownership shall be determined on the basis of the approval documents for the land use rights and other relevant evidence. For movable property in the possession of a third person or registered in the name of a third person of immovable property, specific movable property and other property rights, the third person confirmed in writing that the property belongs to the executor, the people's court may seize, impound or freeze. Article 3 as the basis for the implementation of the legal instrument comes into effect until the application for implementation, the creditor may apply to the people's court with jurisdiction over the implementation of the debtor's property preservation. The people's court may make a ruling on preservation with reference to the provisions of Article 92 of the Civil Procedure Law, and the preservation ruling shall be executed immediately. Article 4 before the lawsuit, in the lawsuit and arbitration to take property preservation measures, into the implementation of the procedure, automatically transferred to the implementation of the seizure, seizure, freezing measures, and the application of the provisions of Article 29 of these provisions on the period of seizure, seizure, freezing.
What will happen if CCB Express Loan is overdue? There will be these consequences!Construction Bank's Quick Loan is a high-quality credit product that contains many different loan products, and because of the fast disbursement and low interest rate, there are a lot of people applying for it. You must remember one thing, you must repay the loan on time, otherwise there will be serious consequences if you are overdue.
1, bad credit
Once a bank loan is overdue, it will be reflected in the credit report in the form of consumer credit, and as long as you are overdue, the bank will report the applicant's overdue record to the central bank. This will leave bad credit on the credit report, even if the repayment of 5 years is no way to eliminate. Don't underestimate the credit report stains, usually may not have much to do with it, but you have to apply to the bank for a loan, credit card, mortgage, car loan, you will know the importance of the credit report.2, incurring penalty interest
CCB fast loan if you do not pay the money in time on the repayment date, then from the next day onwards counted as overdue, and began to calculate the overdue penalty interest. The loan is overdue, the penalty interest rate at the level of the original loan interest rate of 50%, the late penalty interest will be accumulated to the next month's bill amount, the accumulation of penalty interest is a considerable amount, so that the burden of repayment is aggravated.3. Being sued
Simply put, if the overdue time is short, then at most it will affect the credit. But if you are overdue for more than 90 days, i.e., you have not paid for three installments, then it is a malicious overdue, and the bank may take legal action to recover the money from you by suing you in the court of law. If you refuse to pay after the court judgment, you may be entered into the list of executives who have lost their credibility, and even penalties are possible. Generally speaking, after the CCB Express Loan is overdue, the bank will immediately freeze your access to it, and only after repayment will you have the opportunity to reopen it. online loan can not pay back, the name of the bank card and payroll card will be frozenOnline loan overdue although it will bring bad influence, but generally unlikely to appear to the borrower's name of the bank card are frozen. Many online loans are not connected to the central bank credit system, so the overdue situation is only recorded in the big data, and credit has nothing to do. There is no record of overdue online loans on credit, so naturally it is unlikely to affect the name of the bank card.
Of course, there are some online loans that have access to the central bank's credit system, and these online lending platforms with financial licenses have access to credit, so if the borrower's late payment is serious, the platform is likely to file a lawsuit with the court. At that time, the bank card in the borrower's name will have the possibility of being frozen.
But no matter whether the online loan overdue will freeze the borrower's name of the bank card, the borrower should try to avoid the online loan overdue situation, after all, the online loan overdue will affect the borrower's personal credit, and even affect the borrower after the credit business. Borrowers should usually develop a good habit of repaying on time to do so.
Warm tips: the above content is for reference only.
Answer time: 2022-01-17, the latest business changes please refer to the Ping An Bank official website announcement shall prevail.
How much money will be seized inside the payroll card when there is a credit card overdue for reapplication at CCB
The payroll may be seized in its entirety until the arrears are settled.
If the CCB credit card is long overdue for settlement. You should have previously received a reminder SMS from CCB and information on deposit deduction after informing you of the overdue amount, so if the arrears have not been paid off, the processing of CCB payroll card may be blocked.
The consequences of late payment of credit card debts include the need for the person concerned to pay interest during the period of overdue payment, which may result in a poor credit record, as well as the possibility of a civil lawsuit demanding repayment by a financial institution such as a bank if the overdue period is too long.