Financial technology is good. Fintech is based on a series of technological innovations such as big data, cloud computing, artificial intelligence, blockchain, etc., and is comprehensively applied to six major financial fields such as payment and clearing, lending and financing, wealth management, retail banking, insurance, and trading and settlement, which mainly includes four core parts, namely, big data finance, artificial intelligence finance, blockchain finance and quantitative finance, and the technology involved in fintech has the characteristics of fast updating and iterative, cross-border, and mixed industry, which is the superimposed integration of frontier disruptive technologies such as big data, artificial intelligence, blockchain technology and traditional financial business and scenes. Characterized by the fast renewal and iteration, cross-border, mixed industry and other characteristics, it is the superimposed integration of cutting-edge disruptive technologies such as big data, artificial intelligence, blockchain technology and traditional financial business and scenarios, and it is the mainstream trend of the financial technology industry in the future.