1, in the future, if you want to gradually improve your personal credit, you must pay back in full and on time.

2. Maintain a good public **** record: more and more public **** behaviors are being recorded in credit checks, such as payment of personal income tax, administrative fines, property management fees, and so on. In order to improve credit, it is important to maintain good public **** behavior in the future.

3. For those with a credit rating of D, it is important to control the amount of loans applied for because the bank applying for the loan will check the credit rating once. When applying for loans frequently, everyone's credit history becomes spent.

4, if you have a credit card remember to pay it off in full and on time to keep a good record, in addition to keeping your cell phone open and not owing large amounts of money for long periods of time, these are also big plus points.

5, personal economic sources and income is also a credit status of a performance aspect, occupation in the industry and bank deposits are the evaluation criteria of economic capacity. Higher economic capacity, the ability to default becomes higher, personal credit value is also relatively higher.

Expanded Information:

Note:

1, between the ages of 18 and 70 years old, with full capacity for civil behavior, stable income, a certain ability to pay, good credit. certain ability to pay, and good credit. Note: If the applicant is over 70 years old, the card will not be issued in principle.

2. Applicants who are Chinese citizens are required to submit an application form, a copy of their valid ID card and proof of income (such as deposits, real estate certificates, driving licenses, provident fund certificates, etc.). The credit limit can be increased appropriately if the applicant provides proof of house ownership, vehicle ownership and other materials to prove that he or she has good financial strength.

3. Priority is given to the development of the unit's salary income certificate, containing the last three months of salary entry details on behalf of the payroll passbook copy or on behalf of the payroll card (with a quasi-credit card on behalf of the payroll) statement of the original, containing the last three months of provident fund details of the passbook copy, a copy of the personal income tax tax bill, etc. If the applicant's account is not in the location where the application is made, but also to provide the local real estate certificates or undergraduate certificates.

Baidu Encyclopedia - Credit Cards

Baidu Encyclopedia - Credit Ratings