I. Immediately Consumer Finance:
Immediately Consumer Finance is Limited is a technology-driven financial institution approved by the China Banking Regulatory Commission and holds a consumer finance license. The company officially opened in June 2015, and completed three capital increases in 2016, 2017 and 2018 respectively, with a registered capital of 4 billion yuan. Shareholders include Chongqing Department Store Building Co Ltd (600729. SH), Beijing Zhongguancun Kejin Technology Co Ltd, Wumart Technology Group Co Ltd, Bank of Chongqing Co Ltd, Sunshine Property and Casualty Insurance Co Ltd, and Zhejiang China Commodity City Group Co Ltd (600415. SH). Holding a consumer finance license means that the company has been approved and certified by the state, which implies regulatory compliance. It also means that consumer finance is a strictly compliant financial institution, unlike many non-licensed institutions in the market.
Second, the most famous consumer finance products:
1, An Yi Hua: (1) product features: users can apply for a revolving credit line online and make regular repayments. (2) Product Overview: Supports scene consumption and cash withdrawals, and can be repaid on demand and in cash installments.2. Immediately Instalment: (1) Product Function: Commodity Loan, used for commodity loans within a specific scene. (2) Product Overview: Big data approval, high combination of consumption scenes. 3. Immediately Loan: (1) Product Function: Credit installment products. (2) Product Overview: Minimal application process, fast approval, flexible usage.
In addition, it has been selected by the People's Bank of China's Credit Information Center as an "excellent organization for data quality of personal credit information system" for many times, and two projects have been awarded the First Class Achievement Prize by the China Banking Regulatory Commission. It can be said that instant consumer finance is a very reliable and powerful consumer finance company.