1. Understand the case: first of all, you should carefully understand the specific reasons for the lawsuit, the background of the case and the legal procedures. Understand your rights and obligations so that you can better cope with the lawsuit.

2. Seek legal assistance: If you don't know the law or can't cope with the legal process, it is best to seek professional legal assistance. You can consult a lawyer or seek help from your local legal aid organization.

3. Actively participate in the litigation: After the case is filed, you need to actively participate in the litigation process. Try to cooperate with the court's mediation and decision, fulfill your obligations, as well as provide relevant evidence and explanations. By actively cooperating, you can reduce the adverse effects and strive for a more favorable outcome for you.

4. Seek repayment negotiation: At the same time, you can also take the initiative to negotiate with the creditor for repayment and try to reach an agreement. You can propose a reasonable repayment plan and explain your repayment ability, hoping to reach an agreement and avoid further legal disputes.

5, strict compliance with legal procedures: whether it is the process of litigation or repayment of the negotiation, we must bear in mind that strict compliance with legal procedures, to comply with the relevant provisions. No unauthorized evacuation, concealment of property or other illegal acts, or will lead to more serious consequences.

6, timely access to credit information: In addition, I would like to remind you that querying your own online loan data report is a timely way to understand your personal credit status. You can search for "know the data" to get the number of applications, online loan data, online black index score, hit risk tips, court prosecution information, arbitration case information, defaulter information and other data. These queries are very accurate and can help you make more informed decisions.