If there is a court summons, it is true. Remember to go to the court on time, or the judge will give you a default judgment.
I received a short message the day before yesterday, saying that my Baidu had money to spend because it sued me overdue. Is it true?/You don't say.
Hello, this is a swindler who pretends to be a rich man and swindles users financially. Please be vigilant and don't be cheated. If you have money spent in loans overdue, I suggest you log in to Qianhua app to check your specific bill, or call Qianhua official customer service hotline at 95055.
Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.
Baidu has money to spend and says it will sue me.
Hello, if you have money to spend (click here to calculate the amount), you can make official repayment through the spending app. Don't make personal transfer payments such as QQ and WeChat, and beware of fraud. Another tip: when you exceed the repayment time stipulated by the rich, it is overdue, which is a very serious behavior and has a great adverse impact on the lender. Once the money is overdue, it will also have an impact on the lender. The longer the overdue time, the more serious the consequences. This is mainly reflected in the penalty interest and the impact on personal credit information.
Penalty interest will be charged for overdue payment. The charging standard is: from the overdue date, the penalty interest will be charged at the agreed interest rate 150% every day until it is paid off overdue. The longer the overdue time, the heavier the penalty interest will be.
On the other hand, personal credit information is affected. Because the money spent belongs to the credit products of Xiaoman Finance (formerly Baidu Finance), just like a small loan, your overdue records will be reported to the credit information system of China People's Bank as scheduled, which will adversely affect your personal credit, so I suggest you pay off the money as soon as possible to safeguard your personal credit. For more questions, please call the official hotline 95055 to communicate.
Baidu has money to spend three months overdue. I called today and said I was being sued. I sent the documents to the household registration office. The mobile phone number called to say that the lawyer is true and false.
Hello, Youhuahua is a credit service brand launched by Xiaoman Finance (Baidu Finance), with low reliable interest rate, no need for mortgage, convenient review and fast loan. First of all, as a formal loan brand, there will be no overdue violent collection. At the initial stage of non-repayment, the staff will remind you to repay on time through legal and compliant ways such as text messages and telephone calls. If you have money to spend overdue, you will be fined, just like a small loan. If overdue, penalty interest will be charged on a daily basis. From the date of overdue, a penalty interest of 1.5 times the agreed interest rate will be added to the overdue amount every day until the overdue amount is paid.
In addition, the overdue record of spending money will be reported to the People's Bank for credit information, which will affect your credit record. The money spent will be submitted in strict accordance with the credit management standard of the People's Bank of China, so the money spent on the loan will be creditworthy. If it is overdue, it will also leave an overdue record on your personal credit report.
Finally, overdue loans will affect your future loans. Users who are overdue for a long time cannot continue to borrow money, and they need to pay off all the debts before they can continue to try to borrow money. If overdue occurs frequently, your consumption limit may be reduced or cancelled. It is recommended that you repay on time, so as not to affect your personal credit. Keeping a good loan record will help you pass the loan review smoothly and may get a higher amount.
Similar to Alibaba's borrowing and Tencent's micro-lending, Qianhua is a credit service brand under Baidu Finance, which belongs to a big brand, and its interest rate is not only low but also very reliable. Relying on the advantages of Baidu technology and scenarios, we have the money to bring convenient, fast and safe Internet credit services to users with artificial intelligence and big data risk control technology.