Microticket Loan is not Microfinance Bank. Microticket Loan, as the name suggests, is a credit loan product issued by Microticket Bank for small and micro enterprises. Its main feature is to use the enterprise's electronic bills as the basis of the loan, and through big data analysis, assess the credit status of the enterprise, so as to provide fast and flexible financial support for the enterprise. Microbank's microticket credit business is an innovative way of enterprise financing, which is based on electronic bills and combined with big data technology to provide enterprises with fast, flexible and convenient financing services. This kind of business not only helps to solve the problem of financing difficulties for small and micro enterprises, but also helps to promote the development of financial technology in China. Officially opened in 2014, MicroBank is a digital bank with technology as its core development engine. Weizhong Bank adheres to the bottom line of legal compliance and strict risk control, focuses on providing differentiated, distinctive, high-quality and convenient financial services for small and micro enterprises and the general public, and continuously expands the breadth and depth of its services, which has formed a commercially sustainable digital inclusive financial development model. With the mission of "making finance accessible to the public", MSB insists on using technology innovation as the core engine to drive business development, and is committed to meeting the diversified financial service needs of the general public and small and micro enterprises.