1, self-reflection
Perhaps many people have only heard of the word cyber hacking, but they don't know what the so-called cyber hacking is, what will lead to cyber hacking, and whether there are any consequences after it becomes cyber hacking.
Internet black: generally refers to borrowers with poor credit, inability to repay on time and high risk in the internet finance industry.
They all have a characteristic, that is, they are short of money and often apply for online loans. On the repayment date, they can't afford to pay the arrears, which leads to overdue, and then they are listed in the network black step by step.
Therefore, you can also judge from this and reflect on whether you are overdue. I really can't remember opening the loan app in my mobile phone. If you don't, you can only say that you have done better than most people. Of course, it is also possible that you have poor credit, never borrowed a loan platform, and are still applying. After being rejected, you apply in another place. If you have the above behaviors, more than 80% may be online.
2. Credit evaluation
At present, there are many credit information platforms, which specifically inquire whether it is online hacking, loan application records, court dishonesty, credit risk scores, etc. But everyone must see it clearly. Many platforms are trying to create a lot of information, saying that it is your credit report, or even free inquiry, which is not reliable. If you want to know your current credit status, you can go to WeChat: Xinyouge to check your credit. If you have recently applied for a car loan, the two are different and you can choose according to your own situation.