On the afternoon of June 27, 2013, CITIC Bank's "IsoPay" product launch and customer signing ceremony was held in Nanjing.

Zhu Xiaohuang, President of CITIC Bank, Zhang Near East, Chairman of Suning Yuncheng Group, Yuan Yafei, Chairman of Sanyu Group, Che Jianxin, Chairman of Redstar Macalline Home Furnishings Group, Chen Rong, Deputy Director of Xiamen Airline, Zhang Simin, Chairman of Shenzhen Haiwang Group and Su Ming, General Manager of Jinyi Film & Media Co.

The conference and signing ceremony.

At the conference, Zhu Xiaohuang, president of CITIC Bank, mentioned two points about the future development trend of China's economy. First, the economic driving force has changed, in the future development, consumption will become the mainstream of the economy, consumer finance is bound to become the new hot spot of banking business. According to Zhu, "reducing cash, popularizing network and promoting cardless payment" is changing customers' consumption and payment behaviors, and customers can realize payment through the bank's "conceptual currency", and customers may not see the bank's figure, but enjoy the bank's ubiquitous services. Customers may not see the bank, but enjoy the ubiquitous services of the bank, which is the highest level of consumer financial services under the network concept. Secondly, in today's big data background, the bank's mode of operation and profitability is quietly changing: deposits, loans as the main operating resources, the traditional profit model based on the spread is changing, and based on big data and new technologies, payment methods, data management, wealth management business is forming a new mode of operation and profit model.