Whether it is reliable to open a member's wallet for the next payment, we'd better have a look at the opinions of the holder. Bian Xiao learned from the black cat complaint platform that a large number of users complained about fraud on the platform, and the platform claimed that the membership payment was quickly opened. After the applicant finally paid the money, the audit failed. In fact, the general formal and reliable online lending platform will not require users to open members, and most of them are routines. Bian Xiao reminded netizens that it is better to apply for loans on large-scale online lending platforms, such as borrowing treasures and micro-loans, which are more reliable.