Standard Chartered Bank credit loans check big data. Is in the authentic bank loans, in the big data are required to check the borrower's credit record, which is an important part of the bank loan approval risk assessment. According to the credit record, the bank to make a risk assessment of their own loans, in deciding whether to issue loans and how much amount of loans issued. At the same time, Standard Chartered Bank credit loan information is access to the central bank credit system, you can directly through the credit system to check the individual amount of credit status.