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Can I get sued for being late on an online loan? ...

It will.

Internet loans will be prosecuted for long-term non-payment, if the online loan involves fraud or the amount owed is huge or long-term intentional delay, will be prosecuted, once the court ruled to pay back the money, in the case of having the ability to pay back but still do not pay back, it may be the crime of refusing to carry out the judgment or ruling.

The more serious ones will also be held criminally responsible! And it will be reported to the People's Bank of China credit system as a list of old scoundrels.