Offline query: I hold a valid ID to go to the local People's Bank of China counter query (some banks also have outlets that can query credit);

Online query: you can query through the People's Bank of China Credit Center - Personal Credit Information Service Platform, URL: www.pbccrc.org.cn, the operation is as follows

1, identity verification: the user selects the bank card, digital certificate or mobile financial IC card verification method can be real-time access to the verification results; the simplest is to select the bank card to verify, savings cards and credit cards are available.

2. Submit inquiry application: The platform provides three kinds of product services: personal credit information alert, personal credit information summary and personal credit report.

①Personal credit information prompts the registered user in a sentence to prompt the personal credit system in the last five years whether there is a record of overdue;

②Personal credit information summary for the registered user to show a summary of their personal credit status, including credit records, public **** records and query records of the summary of the information;

③Personal credit report for the registered user to show the basic situation of their personal credit information, including credit records, public *** records and query records;

③Personal credit report for the registered user to show their personal credit information, including credit records, part of the public **** records and inquiry records of the detailed information.

3, get query results: credit information products after processing (generally in the second day after the successful submission of the query application), the platform will send a text message containing the identity verification code to the user, the user can log in to the platform to use the identity verification code to view the query results within 7 days of receipt of the identity verification code.

Note: Because credit checking requires verification of bank card information, if you have not had credit business contact with a bank (such as running a loan or credit card), you will not be able to register because it is a blank entry in the credit system.

Response time: 2020-08-20, the latest business changes please refer to the Ping An Bank official website announcement.

[Ping An Car Owner's Loan] You can get a loan up to 500,000 if you have a car

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