For example, when we buy things in JD.COM or Taobao, we need the price of the goods to be within the limit. If the price is not within the quota, it will lead to the inability to buy and purchase by installments.

Installment payment is a transaction payment method, which is often used in some transactions with long production cycle and high cost. It is actually a loan provided by the seller to the buyer. The buyer only needs to pay a small amount of money first to get the goods or services he needs, and the rest will be paid in installments as agreed. Because this kind of transaction usually pays interest, the total amount paid is usually more than one-time payment.