Is Alibaba reliable? How to apply?

Is Alibaba small loans reliable?

Ali is reliable. It is a credit loan product launched by Alibaba Finance. It is mainly aimed at loans for Alibaba members. There is no need to provide third-party guarantees or mortgages for borrowing. You can obtain loans with your own credit. The main service targets are self-employed industrial and commercial individuals, small owners, small workshops, etc. The loan amount is between 1,000 and 1,000. Ranging from 10 million.

Alibaba application conditions:

1. You need to be an Alibaba Integrity Pass member or a Chinese supplier member. The membership registration time needs to be more than 6 months. If you change from an ordinary member to For paid members, the time needs to be calculated from the time of registration as an ordinary member.

2. The registered address of the member company must be in the Hangzhou area, which means that member companies registered in other places cannot apply for Alibaba.

3. Loan applicants must be aged 18-65, be Chinese citizens, and must be the legal representative of a member company.

4. Have an Alipay account and have a real name, and have a good Alipay usage record.

How to apply for Alibaba

1. Open the Alibaba website, download the application form on the website, fill it out and upload it to the platform;

2. Submit the loan requirements information.

(1). Bank statements of loan companies.

(2) The Alipay account of the legal representative of the loan company must be real-name and have good usage records.

(3). The bank card account number of the legal representative of the loan company must have one of the following 10 bank debit cards, China Merchants Bank, Shenzhen Development Bank, Shanghai Pudong Development Bank, Industrial Bank, Minsheng Bank, Guangdong Development Bank, Bank of Communications, Agricultural Bank of China, China Construction Bank and Industrial and Commercial Bank of China.

Open the software and follow the page prompts to upload and fill in the loan information. Later, the platform customer service will conduct a phone review. On the loan homepage, you can choose loan installments of 3, 6, 9, and 12 installments, and repay the loan in installments. The longer the loan period, the more interest, and the smaller the monthly repayment pressure. After confirmation, wait for the platform’s review call.

3. Conduct video verification to see if the loan is for you.

4. The loan was approved and the amount was approved.

5. When the loan is issued, the borrower shall repay the loan in full and on schedule in accordance with the requirements of the platform on a monthly basis.

Online merchant loan Ali credit loan application conditions and application materials

Online merchant loan is a loan designed to provide operation, promotion and publicity funds for small and medium-sized enterprises, self-employed individuals, Taobao store owners and entrepreneurs. products, and Ali Credit Loan is one of the products with a relatively low threshold. The conditions for opening are very simple, just meet the following application conditions. In addition, after applying for an Alibaba credit loan, the entire process from review, disbursement, and recovery is done online. In the early stage, the online merchant loan will review the company's financial and operational status through video. So today we will introduce what application conditions and application materials are required to open an Ali credit loan.

Key keywords:

1 Ali credit loan = personal loan = legal person personal loan

2 Alipay account certification requires V2 or above

3. It has been opened in most areas of the country. The details are subject to the page display

1. Ali Credit Loan Application Conditions

1. Must be a member of Alibaba China Station (including free members) or Chinese supplier members and Alipay members have certain operating records.

2. The applicant is the legal representative of the enterprise or the person in charge of the individual industrial and commercial household, aged between 18-65 years old, and a mainland Chinese resident who has settled in China for a long time. Except for special circumstances (direct relatives of legal persons and actual controllers).

3. The industrial and commercial registration place is in mainland China

4. Industrial and commercial registration time = 6 months

5. The enterprise industry is an industry supported by Alibaba credit loans< /p>

6. The company’s legal representative (special) and main business cannot change within one year

7. If there is a non-seasonal suspension of production in the past year, you cannot apply for a loan

2. Ali credit loan application materials

1. Copy of ID card (legal representative, actual controller and spouse of actual controller)

2. Actual control is required A copy of the person's marriage certificate. If you are married, you need to provide a marriage certificate. For other marital statuses, you need to provide relevant certificates (widows and singles do not need to provide certificates)

3. Bank account statements for the past 6 months ( Provide enterprise account/legal person couple/actual controller couple account)

4. Letter of authorization for personal corporate credit inquiry

5. ***Same repayment commitment letter

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6. Electricity bills of manufacturing enterprises in the past three months

7. Original or copy of business license (photo or copy)

Other online merchant loan products Application conditions

Alibaba credit loan application conditions and required information

Application conditions

1. Alibaba China Station member or Chinese supplier member, with certain qualifications Operation records;

2. The applicant is the legal representative of the enterprise or the person in charge of an individual industrial and commercial household, aged between 18-65 years old, and a resident of mainland China;

3. Industrial and commercial The registration place is in Shanghai, Zhejiang Province, and Jiangsu Province, and the registration time is more than 2 years.

Required information

1. Bank statements of corporate funds (can be downloaded from your online bank);

2. The legal representative of the company has passed real-name authentication Personal Alipay account;

3. Bank debit card of the legal representative of the enterprise (must be a debit card from the following 10 banks: China Merchants Bank, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Communications Bank, Guangdong Development Bank, Minsheng Bank, Industrial Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank);

4. Credit report authorization inquiry letter.

What are the conditions for Ali credit loan? It’s really not just ordinary people who can apply!

Now Alibaba is not just an e-commerce operation company, but a super giant that can provide everyone with various services. Many friends have heard that Alibaba can provide credit loans, and want to give it a try, but they don’t know what conditions are required for Alibaba loans, so I will introduce the relevant content to you.

Alibaba credit loan application conditions are as follows:

1. Be an Alibaba member, including paid and free members of China Station, Alipay members and supplier members, and have certain operating records;

2. The company is registered in mainland China, has been registered for more than one year, and has sales of more than 1 million yuan within one year;

3. The person in charge of the company must not be older than 65 years old and a resident of mainland China;

4. The industry in which the company is located conforms to the industry supported by Alibaba credit loans;

5. The company's legal representative and main business cannot change within one year. , and there cannot be any abnormal production shutdown.

The above 5 items are the conditions that need to be met to apply for an Ali credit loan. It should be easy to see that the requirements for Ali credit loans are different from the application conditions for most credit loans. Ali credit loans mainly serve merchants on Alibaba's major platforms, rather than ordinary users.

If you meet the loan conditions and have loan needs. You can apply for Ali Credit Loans through the following methods.

1. Search the official website of MYbank through Baidu and click to enter;

2. Use your own account to log in (preferably the account you use most frequently); < /p>

3. Fill in the application information online and wait for the information to be reviewed;

4. After waiting for the review to be approved, everyone needs to sign the loan contract;

5. The contract is signed , everyone can use their own loan limit.

We need to remind everyone that after passing the review, there will be a 30-day validity period. If you do not sign a contract within the validity period, the credit limit will expire and you will need to wait 90 days to apply again.

What are the application conditions for Ali’s small loans?

There are 4 main conditions for applying for Ali’s small loans:

1) Alibaba members who have been registered for 6 months or more Baba Integrity Pass members or Chinese supplier members (if you switch from an ordinary member to a paid member, it will be counted from the time you register as an ordinary member);

2) The industrial and commercial registration location of the member company is Hangzhou area (Personal Integrity The registered place of Tongtong is Hangzhou);

3) The applicant is a Chinese citizen aged 18-65 (excluding Hong Kong, Macao and Taiwan), and is the legal representative of the enterprise (the individual version of Chengxintong is the actual operator) ;

4) Have a personal Alipay account that has been authenticated by real name.

Alibaba credit loan application conditions and application materials

Alibaba credit loan is applicable to: Alibaba China station members (including free members) or Chinese supplier members

Application conditions:

1. Alibaba China station members (including free members) or Chinese supplier members, Alipay members, with certain operating records.

2. The applicant is the legal representative of the enterprise or the person in charge of the individual industrial and commercial household, aged between 18-65 years old, and a mainland Chinese resident who has settled in China for a long time. Except for special circumstances (direct relatives of legal persons and actual controllers)

3. The industrial and commercial registration place is in mainland China

4. Industrial and commercial registration time = 1 year; total sales in the past 12 months Amount = 100W (the sales here refer to the company’s overall sales, and must be the company’s online transactions if not specified)

5. The enterprise industry is an industry supported by Alibaba Credit Loans

< p>6. The company cannot change its legal representative (special) or main business within one year

7. If there is a non-seasonal production stoppage in the past year, it cannot apply for a loan

Application Information:

1. Copy of ID card (legal representative, actual controller and spouse of the actual controller)

2. A copy of the marriage certificate of the actual controller is required. If you are married, you need to provide a marriage certificate, and if you are married, you need to provide relevant certificates (widows and singles do not need to provide certificates)

3. Bank account statements for the past 6 months (provide corporate accounts/legal person couples/actual Controller’s husband and wife account)

4. Letter of authorization for personal corporate credit inquiry

5. Letter of repayment commitment with ***

6. Manufacturing type The company’s electricity bills for the past three months

7. The original or copy of the business license is acceptable (photo or copy)