1.58%。 In terms of asset quality, by the end of 2020, the non-performing loan ratio of ICBC was 65,438+0.58%, which was 0.65,438+05 percentage points higher than that at the end of 2065,438+09, and both the overdue loan ratio and the concern loan ratio declined. By increasing the proportion of interest-bearing assets; Strengthen pricing management; Try to use derivatives for risk management and reduce the non-performing rate of individual housing loans.