Legal analysis: if the company fails to repay the loan, the liabilities of shareholders who have no money to contribute are as follows: 1. According to the provisions of Article 27 of Interpretation III of the Company Law, "the creditors of the company request the shareholders registered in the company registration authority to bear supplementary liability for the part of the company's debt that cannot be repaid within the scope of unpaid principal and interest; 2. The people's court does not support the reason that the shareholders are only nominal shareholders rather than actual investors. If the nominal shareholder claims compensation from the actual investor after assuming the liability for compensation in accordance with the provisions of the preceding paragraph, the people's court shall support it. " Therefore, as a nominal shareholder, there is still a legal responsibility to repay the loan.

Legal basis: Article 27 of the Company Law of People's Republic of China (PRC), shareholders can make capital contributions in cash or in kind, intellectual property rights, land use rights and other non-monetary properties that can be valued in money and transferred according to law. However, except for the property that cannot be used as capital contribution as stipulated by laws and administrative regulations. Non-monetary property as capital contribution shall be evaluated and verified, and its value shall not be overestimated or underestimated. Where there are provisions in laws and administrative regulations on evaluation and pricing, those provisions shall prevail.