The specific amount should be determined according to your balance sheet and your personal credit history. The general credit line is controlled at around 30%. In other words, if your net worth is 6.5438+0 million, you can borrow 300,000 yuan.

Three. Process: 1 All three of you go to the rural credit cooperatives to handle rating and credit business with ID cards, marriage certificates, household registration books, real estate licenses and other asset certificates. The bank will determine your respective limits according to your balance sheet and your personal credit history. After three batches, you can use the loan certificate to borrow money.