1. What is the annual interest rate of bank loans?

first, short-term loans are six months (inclusive) 4.86 six months to one year (inclusive) 5.31 second, medium-and long-term loans are one to three years (inclusive) 5.4 three to five years (inclusive) 5.76 five years or more 5.94

second, what are the loan interest rates of China's four major banks?

1. The four major banks in China refer to Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank and China Bank, and their interest rates for commercial loans and provident fund loans in 222 are the same. The actual interest rates are as follows: 1. Short-term loans: 4.35% within six months (including six months) and 4.35% from six months to one year (including one year); 2. Medium and long-term loans: 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years; 3. Housing provident fund loans: 2.75% for less than five years (including five years) and 3.25% for more than five years. Second, the deposit interest rates of the four major banks: 1. China Bank: 1. The annual interest rate is 1.75%, 2.25%, 3.75% and 5.75%; 2. China Construction Bank: the annual interest rate is 1.75%, 2.25%, 3.75% and 5.75%; 3. ICBC: the annual interest rate is 1.75%, 2.25%, 3.75% and 5.75%; 4. Agricultural Bank: 1. The annual interest rate is 1.75%, 2.25%, 3. 75% and 5. 75%. The above is the relevant content of the annual interest rate of the four major banks in 222.

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2. What is the current loan interest rate of Agricultural Bank of China

According to the notice of the central bank, the benchmark interest rate of central bank loans: (1) short-term loans: within one year (including one year), the adjusted interest rate is 4.35.(2) medium-and long-term loans: the adjusted interest rate is 4.75 for one to five years (including five years). The adjusted interest rate for more than five years is 4.9.(3) Personal housing provident fund loan: the adjusted interest rate for less than five years (including five years) is 2.75; The adjusted interest rate for more than five years is 3.25. Agricultural Bank, the loan interest rate for short-term loans (within six months, including six months) is 4.35%; The loan interest rate for six months to one year (including one year) is 4.35%. The loan interest rate for one to three years (including three years) is 4.75%, and the loan interest rate for more than five years is 4.9%. If it is a provident fund loan, the loan interest rate for less than five years (including five years) is 2.75%; The loan interest rate for more than five years is 3.25%. The loan interest rate is the interest rate charged to borrowers by banks and other financial institutions when they issue loans. It is mainly divided into three categories: the loan interest rate of the central bank to commercial banks; The loan interest rate of commercial banks to customers; Interbank lending rate The determinants of bank loan interest are: 1. Bank cost. Cost-benefit comparison is necessary for any economic activity. There are two types of bank costs: borrowing costs-prepaid interest on borrowed funds; Additional cost-the cost of normal business. 2. Average profit rate. Interest is the subdivision of profit, which must be less than the profit rate, and the average profit rate is the highest limit of interest. 3. Supply and demand of borrowing money and funds. If supply exceeds demand, the loan interest rate will inevitably fall, and vice versa. In addition, the loan interest rate must also consider price changes, securities returns, political factors and so on. However, some scholars believe that the highest limit of interest rate should be the marginal rate of return of funds. The factors that restrict the interest rate are regarded as the comparison between the ratio of the profit increase after the enterprise borrows the bank loan and the loan interest rate. As long as the former is not less than the latter, enterprises may borrow money from banks. The bank loan interest rate refers to the ratio of the interest amount to the principal amount during the loan period. China's interest rate is managed by the central bank. The bank loan interest rate refers to the benchmark interest rate set by the central bank, and the actual contract interest rate can fluctuate within a certain range on the basis of the benchmark interest rate. The loan interest rate refers to the ratio of the interest amount to the principal amount during the loan period. To determine the interest rate of a loan contract with banks and other financial institutions as lenders, the parties can only negotiate within the upper and lower limits of the interest rate set by the central bank. If the loan interest rate is high, the repayment amount of the borrower will increase after the loan term, otherwise, it will decrease. The loan interest rate is the main basis for the parties to the loan contract to calculate the loan interest, and the loan interest rate clause is the main clause of the loan contract. To determine the interest rate of loan contracts with banks and other financial institutions as lenders, the parties can only negotiate within the upper and lower limits of interest rates set by the central bank. If the loan interest rate agreed by the parties is higher than the upper limit of the interest rate stipulated by the People's Bank of China, the excess is invalid; If the interest rate agreed by the parties is lower than the lower limit set by the central bank, the lowest interest rate set by the central bank shall prevail. In addition, if the lender violates the provisions of the central bank and charges any other fees besides interest, it shall be punished by the central bank. The loan interest rate is generally higher than the deposit interest rate, and the difference between them is the main source of bank profits. Legal basis: What is the current loan interest rate of Agricultural Bank of China? (1) Short-term loans: the adjusted interest rate is 4.35 within one year (inclusive). (2) Medium-and long-term loans: the adjusted interest rate is 4.75 for one to five years (inclusive); The adjusted interest rate for more than five years is 4.9.(3) Personal housing provident fund loan: the adjusted interest rate for less than five years (including five years) is 2.75; The adjusted interest rate for more than five years is 3.25. Agricultural Bank, the loan interest rate for short-term loans (within six months, including six months) is 4.35%; The loan interest rate for six months to one year (including one year) is 4.35%. The loan interest rate for one to three years (including three years) is 4.75%, and the loan interest rate for more than five years is 4.9%. Summary: What is the current loan interest rate of Agricultural Bank of China? (1) Short-term loans: the adjusted interest rate is 4.35 within one year (inclusive). (2) Medium-and long-term loans: the adjusted interest rate is 4.75 for one to five years (inclusive); The adjusted interest rate for more than five years is 4.9.(3) Personal housing provident fund loan: the adjusted interest rate for less than five years (including five years) is 2.75; The adjusted interest rate for more than five years is 3.25. Agricultural Bank, the loan interest rate for short-term loans (within six months, including six months) is 4.35%; The loan interest rate for six months to one year (including one year) is 4.35%. The loan interest rate for one to three years (including three years) is 4.75%, and the loan interest rate for more than five years is 4.9%.

3. What's the mortgage interest of the Agricultural Bank's real estate license

According to the loan interest rate of the People's Bank of China in 222, the bank loan interest can be divided into short-term loan interest rate, medium-and long-term loan interest rate and provident fund loan interest rate. Specific analysis: 1. Short-term loans: the loan interest rate for six months (inclusive) is 4.35%; The loan interest rate for six months to one year (including one year) is 4.35%. 2. Medium and long-term loans: the loan interest rate for one to three years (including three years) is 4.75%; The loan interest rate for three to five years (including five years) is 4.75%; The loan interest rate for more than five years is 4.9%. 3. Provident fund loan: the loan interest rate for less than five years (including five years) is 2.75%; The loan interest rate for more than five years is 3.25%. The actual execution interest rate may fluctuate, which is subject to the actual transaction interest rate. Requirements for application 1. Natural persons aged 18-6 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also acceptable) 2. Have a stable job and a stable income. Ability to repay the principal and interest of the loan on schedule 3. The borrower's actual age plus the loan application period should not exceed 7 years old. The materials that the borrower should provide 1. The identity cards of both husband and wife, household registration book/temporary residence permit and household registration book for foreigners 2. Marriage certificate/divorce certificate or judgment/single certificate 2. Income certificate (in the format specified by the bank) 4. Copy of the business license of the unit where he works (with official seal) 5. Credit certificate: including academic certificate, other real estate, etc. Large deposit certificates, etc. 6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements. The plan of spending money in life can never keep up with changes, and there will always be times when money is unavailable or in urgent need. Duman Finance, which is a subsidiary of the former network finance, is a licensed company in industrial and commercial registration, Chongqing, and cooperates with licensed financial institutions such as regular banks and consumer finance companies to provide services. The credit line for those who have money to spend is 5,-2,, the minimum daily interest rate is .2%, and the annualized interest rate is 7.2%. The actual interest rate is determined by the system according to the comprehensive situation of users. The borrower must be at least 18 years old and not more than 55 years old. The loan information only needs the second-generation ID card and bank card, and it is not supported for students to apply for loans.

4. What is the loan interest rate of Agricultural Bank

RMB loan interest rate

annual interest rate of the project

1. Short-term loans

within six months (including six months) 5.6

six months to one year (including one year) 6.

2. Medium-and long-term loans

one to three years (p) China Agricultural Bank Tianjin Loan Interest Rate Extended Reading:

On June 8, 212, the People's Bank of China decided to lower the benchmark interest rate of RMB deposits and loans of financial institutions from June 8, 212. The benchmark interest rates of one-year deposits and loans of financial institutions were lowered by .25 percentage points respectively, and the deposit and loan interest rates of housing provident fund were also lowered simultaneously.

On July 6th, 211, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from July 7th, 211. The benchmark interest rates of one-year deposits and loans of financial institutions were raised by .25 percentage points respectively, and the deposit and loan interest rates of housing provident fund were also raised simultaneously.

On April 5, 211, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from April 6, 211. The benchmark interest rates for one-year deposits and loans of financial institutions were raised by .25 percentage points respectively.

5. The latest interest rate of Agricultural Bank loan interest rate table 222

I. What is the mortgage interest rate of Agricultural Bank

The first home loan interest rate of Agricultural Bank: the lowest interest rate is 1.5 times (5.15%), the highest interest rate is 1.2 times (5.88%), and the down payment ratio is 3.5%; Residential second suite: the lowest interest rate is 1.2 times (5.88%), the highest interest rate is 1.3 times (6.37%), and the down payment ratio starts from 6%.

the bank interest rate will be different due to the time, the place of acceptance and the applicant's credit status.

6. What is the interest rate of the three-year fixed deposit of Tianjin Agricultural Bank

The interest rate of the three-year fixed deposit of Agricultural Bank is 2.95%. The listing interest rate of banks will be slightly higher than that of official website, and the listing interest rate in each city may be different.

7. What is the mortgage interest rate of Agricultural Bank in 214?

For commercial loans of Agricultural Bank, the loan interest rate is 4.35% within six months, 4.35% for six months to one year, 4.75% for one to three years, 4.75% for three to five years, and 4.9% for more than five years.

the interest of China Agricultural Bank is calculated according to the actual loan days, and the annual interest of China Agricultural Bank is converted into daily interest rate, which is multiplied by the loan amount of users in Agricultural Bank, and then multiplied by the loan days. The final result is the interest that should be paid.

Users need to see whether to implement the benchmark interest rate or floating interest rate, which depends on how Agricultural Bank signs the loan contract when handling the loan interest of Agricultural Bank. The loan term of Agricultural Bank of China is determined according to the actual situation and reasonably, but the maximum loan interest rate shall not exceed 3 years.

(7) Extended reading of Tianjin loan interest rate of China Agricultural Bank:

Precautions for users' loans:

In order to avoid the failure of deduction or the bank's failure to deduct money, it is best for the lender to ensure that the repayment amount reaches the account before 17: on the agreed repayment date, so it can be seen that the Agricultural Bank of China will deduct money after 17: .

many people may ask, if you deposit money in your card after 17: , is it true that the Agricultural Bank of China will not deduct money? Actually, it is not. As long as the current loan is not paid off, the Agricultural Bank of China will always deduct money from your account, but there is no guarantee that it will be overdue.

ABC will not deduct any more money after 1: pm on the loan repayment date, so if the deposit time exceeds 1: pm, the risk of overdue will be great.

3. What is the annual interest rate of bank loans now?

January 1, 214-The published benchmark annual interest rate of the loan is as follows: 5.6% within 6 months (inclusive); ）6%； 1-3 years (including 3 years) 6.15%; 3-5 years (including 5 years) 6.4%; More than 5 years, 6.55%;

November 22, 214-The benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 5.6% from one month to one year (including one year); 1-3 years (including 3 years) 6%; 3-5 years (including 5 years) 6%; More than 5 years, 6.15%.

The benchmark interest rate for loans is based on the guiding interest rate for loans issued by the central bank to commercial banks, and it is one of the monetary policies used by the central bank to regulate social operation. We must have a detailed understanding. At the same time, we need to pay attention to the changes, and we must learn to pay attention to the corresponding policy sheets. Only in this way can we better protect our interests from losses. At the same time, we need to pay attention to the fact that we must prepare relevant documents when lending, and only in this way can we learn the next paragraph normally.

1. How does the loan interest rate change

The loan interest rate in China is managed by the People's Bank of China in a unified way. Generally speaking, the benchmark interest rate set by the People's Bank of China fluctuates. If we have loan demand, we must go to several banks for comparison. Only by shopping around can we better protect our property safety. I hope everyone can know that the loan interest rate will generally be higher than the deposit interest rate.

2. What should we pay attention to before applying for a loan

Before applying for a loan, we must have a correct understanding of our repayment ability, and we must design a repayment plan according to our income level, and we should leave room for it appropriately. Only in this way can we not affect our normal life. At the same time, we need overdue behavior, and only in this way will it not affect our personal credit information. For a loan contract, only by carefully reading the terms of the contract can we better understand our rights and obligations.

3. What impact will the overdue behavior have on our life?

If we can't repay the loan in time in our life, we will make a personal credit inquiry at the meeting, and if we want to borrow again, we will be repaid in time.