Hello, there are many reasons for loan failure. It may be that the bank credit specialist doesn't know the industry of the loan applicant. It may be that the credit line of bai Bank was full when applying for a loan. It may also be that the loan application amount is too small for the loan officer to do. But no matter what the reasons for the loan failure are, the answers you get are often: insufficient personal qualifications, unqualified collateral, unsecured and other reasons. You can apply to several different banks, or even more times.

It is recommended to use rich flowers, which is a credit brand of Xiaoman Finance. It provides users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official measurement). The daily interest rate of money consumption loan is as low as 0.02%, which has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements.

1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up your application.

Information requirements: You need to provide your second-generation ID card and your debit card during the application process.

Note: The application only supports debit cards and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.

This answer is provided by You Huahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua Loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.