Compared with bank loans, the threshold for private loan companies is much lower. You can apply for a loan based on personal credit, credit card, social security, house, car, and pledge. So what information should I get from the loan company? Be sure to prepare these materials, otherwise you may have to make several trips. The application conditions for personal and corporate loans are different, and the materials are also slightly different.

1. Personal loan 1. Original and copy of personal valid identity document. 2. Copy of household registration book or valid residence permit. 3. Copies of documents proving marital status. 4. Documents proving the loan applicant’s repayment ability. If it is a corporate loan, you need to provide business income, shareholder dividends, tax payment certificates, etc. If it is a personal loan, you need to find proof of income from your workplace, including professional title certificate, employer certificate, salary income in the past three months, salary card or bankbook, provident fund payment list, personal income tax payment certificate, self-employed business license and tax payment status. 5. Proof of other sources of income, such as house rental contract, expected income from financial asset investment, part-time income, etc. 6. Copies of academic certificates and professional and technical title certificates.

II. Corporate Loan 1. Original and copy of valid ID card of the legal person, important shareholder and operator. 2. *** Contract or agreement with the business. 3. Business license, business license and other relevant documents, which can prove the production scope and qualifications of the enterprise. 4. Copy of tax certificate. 5. Half-year or one-year financial report. 6. Relevant supporting documents of the mortgage or pledge. If the same property is used for mortgage, a written document agreeing that the property will be used for mortgage should be brought to determine the share.