Until five years later. The man who broke his promise has fulfilled his promise. In this case, it will take him five years to apply for a loan, because his bad credit record will remain for five years, and he can apply for a loan after five years. If the person subjected to execution has fully performed the effective legal documents due to breach of trust, he may apply to the court to cancel the breach of trust. It usually takes two to three working days to block the name of the untrustworthy person after the court makes an online request to cancel the untrustworthy status.

Legal analysis

Most untrustworthy people are not enforced because they owe money, and overdue records will be displayed in the credit report, as well as court enforcement records. Although the list of untrustworthy executors can be revoked after repayment, the bad records on the credit report will not disappear immediately. According to the credit management regulations, bad behavior disappears from the credit report after five years of termination. In other words, even if the untrustworthy person can apply for a loan after paying off the money, he may not be approved for a loan because of his bad record. If you want to improve the loan success rate, it is suggested that you can start from these aspects. 1. Credit investigation within a period of time: after the untrustworthy person pays off the money, the loan record on the credit investigation will show settlement, and the overdue record still exists, but it is still less influential than the unpaid debt. If you apply for a credit card or loan in the future, remember that the repayment on time cannot be overdue, and the influence of bad credit will gradually weaken over time. 2. Handling mortgage loans: It is more difficult to handle credit loans with bad credit records, but it is easier if there are mortgage assets under the name. If you apply for a mortgage loan with collateral as a guarantee, the lending institution is not afraid of the borrower defaulting on its debts. If there is any overdue, they can dispose of the collateral to recover the arrears.

legal ground

Article 518 of the Interpretation of the Supreme People's Court on the Application of the Civil Procedure Law of People's Republic of China (PRC), if the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may, in addition to punishing the person subjected to execution, include him in the list of people subjected to dishonesty according to the circumstances, and inform his unit, credit reporting agency and other relevant institutions of the information that the person subjected to execution fails to perform or does not fully perform his obligations.

Article 9 of "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Persons Executed with Dishonesty" should not be included in the list of persons executed with dishonesty. If a citizen, a legal person or any other organization is included in the list of persons who have been executed for breach of trust, the people's court shall revoke its information of breach of trust within three working days. If the recorded and published information is inaccurate, the people's court shall correct it within three working days.

Will Lao Lai's money be paid off and his credit will be restored? Can Lao Lai still get a loan after paying back the money?

If the money owed is not executed by the court, it may become an old lai. Not only will the list of untrustworthy executors be satisfied, but Lao Lai's credit history will also have overdue and enforcement records. Many Lao Lai paid off their debts, thinking that credit reporting could be resumed. So will Lao Lai resume credit reporting after paying off the money? Can Lao Lai still get a loan after paying back the money? Let's get to know each other.

Will Lao Lai's money be paid off and his credit will be restored?

After Lao Lai pays off his debts, he may request the enforcement court to delete his relevant information from the list of people who have been executed for breach of trust. At that time, Lao Lai can remove the list of untrustworthy executors, but removing the list of untrustworthy executors and restoring credit information are two different things.

Although the lending institution will report to the credit information system after collecting the repayment records of Lao Lai, the overdue records and court compulsory records on credit information will not be deleted immediately because the debts are paid off. After all, personal bad behavior will be eliminated after five years from the date of termination.

Can Lao Lai still get a loan after paying back the money?

Lao Lai is no longer subject to high consumption restrictions after paying back the money and lifting the list of dishonesty. He can also apply for financial credit business, but it is not recommended to go to the loan immediately. After all, bad records still exist. If it is overdue before, it will be difficult to get a loan within two years.

It doesn't mean that Lao Lai can't get a loan until his bad record is eliminated for five years. He will have to wait at least two years before applying. When many financial credit businesses approve loans, the most important thing is to look at the credit records in the past two years. As long as Lao Lai's credit performance is good within two years, there is no overdue behavior and he has a stable repayment ability, the lending institution will also give it.

The above is "Will Lao Lai's money be repaid and the credit will be resumed?" I hope it will help everyone.

The faithless person has fulfilled it, so how long can he apply for a loan?

The faithless person can apply for a loan after three working days, but the pass rate is low. After three working days, the court will delete the untrustworthy information, but whether the loan can be obtained depends on whether there is a bad credit record in the credit report. If there is a bad credit record, the bank will not lend.

Legal analysis

According to the relevant laws and regulations, the name of the untrustworthy person will be deleted from the list of untrustworthy executors after three working days, but it will take five years for loans overdue records to be deleted from the credit information. After five years, the untrustworthy person's credit information returned to normal, and he can apply for a loan normally. In these five years, because the overdue records have not been deleted, although the loan application can be submitted, the probability of passing the examination is very low. And you can't add any expired records during this period. Once there is a new overdue record, the time for later loan recovery will also be postponed. After the court closes the case, it may be possible to borrow money from the bank after three working days, or it may be necessary to borrow money from the bank after two years of closing the case. Whether you can get a loan from the bank after closing the case is related to whether the parties to the case will be included in the person who has lost faith when the court closes the case. After the court closes the case, if the name of the person subject to breach of trust is not on the list of the person subject to breach of trust, he may apply for a bank loan. If it has not been deleted after this time limit, he can apply to the court to delete his name from the list.

legal ground

Article 10 of the "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Bad Faith" is under any of the following circumstances, the people's court shall delete the information of bad faith within three working days: (1) the person subjected to execution has fulfilled the obligations specified in the effective legal documents or the people's court has completed the execution; (2) The parties have reached an execution settlement agreement, which has been fulfilled; (3) The application executor applies in writing to delete the untrustworthy information, and the people's court examines and agrees; (4) After the execution of the program, the property of the person subjected to execution is inquired twice or more through the network execution inspection and control system, and no property available for execution is found, and the applicant for execution or other people fail to provide effective property clues; (5) The person subjected to execution for breach of trust who has been ordered by the people's court to suspend execution according to law due to trial supervision or bankruptcy proceedings; (six) the people's court ruled not to execute according to law; (seven) the people's court ruled to terminate the execution according to law. If there is a time limit for inclusion, the provisions of the preceding paragraph shall not apply. Within three working days after the expiration of the inclusion period, the people's court shall delete the untrustworthy information. After deleting the information of dishonesty in accordance with the provisions of the first paragraph of this article, the people's court may re-include it in the list of persons subjected to dishonesty if the person subjected to execution has one of the circumstances specified in Article 1 of these provisions. In accordance with the provisions of the first paragraph of this article, the people's court shall not support the application for the inclusion of the person subjected to execution in the list of persons subjected to dishonesty within six months after deleting the information of dishonesty.