After submitting the car loan application to the financial institution, the person in charge of the audit will call back to confirm the validity of the car loan. Don't underestimate this return visit. If you don't pay attention to it, it is likely to affect the approval of the loan. It is best to make preparations in advance.

The contents of the loan telephone return visit generally include:

1. Confirm the identity information of the borrower, and know the ID number of the borrower, etc.

2, the borrower's family income, understand the borrower's repayment ability;

3. The borrower's family property status;

4. Understand the degree of satisfaction with car loan business;

5. others.

Call back to the bank must be answered truthfully. Telephone call back is a very important part in the audit of financial institutions, which accounts for a large proportion in the customer score and will directly affect the smooth approval of automobile mortgage.