Hello, there are two ways for the borrower of the provident fund portfolio loan to withdraw the provident fund to repay the loan: 1. The borrower can withdraw the provident fund and repay it with the commercial loan in the portfolio loan, but he can't use the entrusted deduction repayment method, and still apply for withdrawal repayment once a year in the original way. After the commercial loan is paid off, he can apply for entrusted deduction from the provident fund for repayment. 2. Both the borrower and spouse have paid the housing provident fund, and one party can choose to entrust the deduction for repayment, while the other party still applies for withdrawing the provident fund to repay the operating loan once a year according to the original regulations. Borrowers and spouses can choose according to their own situation and needs. It doesn't matter if you resign. As long as the bank approves the monthly repayment, it is still cost-effective to continue to use the interest rate of the provident fund to repay the monthly payment. Only no longer withdraw the provident fund from the provident fund account every year, but withdraw it at one time when resigning. Respondent: Lv Yao reply date: 201112/30.