Legal analysis: 1, employees who pay 80- 100 yuan/month (including 100 yuan/month) into the housing accumulation fund can get a loan amount of 60,000 yuan; 2. Employees who have paid the housing accumulation fund 100- 150 yuan/month (including 150 yuan/month) can get a loan amount of 80,000 yuan; 3. For employees who have paid the housing accumulation fund 150-200 yuan/month (including 200 yuan/month), the loan amount is 90,000 yuan; 4. For employees who have paid 200-250 yuan/month (including 250 yuan/month) into the housing accumulation fund, the loan amount is 1 1 000 yuan; 5. For employees who have paid 250-300 yuan/month (including 300 yuan/month) into the housing accumulation fund, the loan amount is 1.2 million yuan; 6. For employees who have paid 300-400 yuan/month (including 400 yuan/month) into the housing accumulation fund, the loan amount is 1.4 million yuan; 7. For employees who have paid 400-500 yuan/month (including 500 yuan/month) into the housing accumulation fund, the loan amount is 1.6 million yuan; 8. For employees who have paid 500-600 yuan/month (including 600 yuan/month) into the housing accumulation fund, the loan amount is 6,543,800 yuan+8,000 yuan; 9. Employees who pay 600-700 yuan/month (including 700 yuan/month) of housing provident fund can get a loan of 200,000 yuan; 10. For employees who have paid 700-800 yuan/month (including 800 yuan/month) into the housing accumulation fund, the loan amount is 220,000 yuan; 1 1. For employees who have paid 800-900 yuan/month (including 900 yuan/month) into the housing accumulation fund, the loan amount is 250,000 yuan; 12. For employees who have paid 900- 1000 yuan/month (including 1000 yuan/month), the loan amount is 280,000 yuan; 13. For employees who have paid the housing accumulation fund 1000- 1200 yuan/month (including 1200 yuan/month), the loan amount is 3 10000 yuan; 14. For employees who have paid the housing accumulation fund 1200- 1400 yuan/month (including 1400 yuan/month), the loan amount is 340,000 yuan; 15. For employees who have paid the housing accumulation fund 1400- 1600 yuan/month (including 1600 yuan/month), the loan amount is 370,000 yuan; 16. Employees who have paid the housing accumulation fund 1600 yuan/month or more can get a loan of 400,000 yuan. Legal basis: Article 12 of the Regulations on the Management of Housing Provident Fund, if a unit is merged, divided, dissolved or declared bankrupt according to law, the original unit or liquidation organization shall, within 30 days from the date of the above situation, go to the management center to handle the registration change or cancellation of housing provident fund deposit, and handle the transfer or sealing procedures of employee housing provident fund accounts. The termination of labor relations between units and employees, including employee transfer, resignation, dismissal and dismissal. Expelled, etc. , shall, within 30 days from the date of termination of labor relations, to the management center for employee housing provident fund account transfer or sealed procedures. If an employee is re-employed, the employer shall, within 30 days from the date of formal employment of the employee, go to the management center to handle the transfer or unsealing procedures of the employee housing provident fund account. Fourteenth newly established units shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go through the formalities for the establishment of housing provident fund accounts for their employees.

Second, ask how much the housing provident fund can borrow at most.

The maximum amount of a single housing provident fund personal housing loan is 400,000 yuan.

The formula of loanable amount of housing provident fund loan is: sum of individual monthly contributions of the borrower and spouse provident fund ÷ actual contribution ratio × 12 (month )× 0.45 (repayment ability coefficient )× loan period (longest loanable period).

3. Qingyuan buys a house with a provident fund loan. How is the loan amount calculated?

The loan amount depends on many factors, such as the size of the house, the income of both husband and wife, credit information and so on. And you need to consult the counter of Qingyuan Provident Fund Management Center for details.

4. Can I buy a house in Qingyuan with the provident fund loan from Shenzhen now?

Provident funds in different regions cannot be used with each other.

Buying a house in Shenzhen can only use provident fund loans and enjoy the interest rate of provident fund.

You can only make commercial loans in Qingyuan, but you can withdraw the provident fund to repay the loan in advance every year.

You can't pay the provident fund in Shenzhen and you can't buy a house in Qingyuan.

But after you buy a house in Qingyuan, you can go to Shenzhen to withdraw the housing provident fund with the purchase contract.