Hengxin's loan is deceptive. I saw an uneasy application on the internet, and the result was to pay interest for one month in advance. I paid the money and asked for a deposit of 10 thousand, and I said no. ... This is the standard model of serial fraud (standard loans don't charge any fees first, and good loans and bad loans only have different interest and handling fees). The amount is too small, the police may not file a case, but I suggest you call the police. If you cheat too much, everyone will call the police.

Every commercial bank has its own loan company, and official website has contact information on the websites of relevant banks, which is easier and lower than the conditions of these fraudulent companies.

In short, it is deceptive to charge any loan first, even if it is directly deducted first. (usury is just a high interest rate, and other processes are as formal as banks, but you are not required to have too high loan conditions).