Don't touch that, it's too pit.

2. What procedures are required for the loan of rural credit cooperatives?

First, the loan steps:

1. Farmers should first apply for loan certificates from local rural credit cooperatives.

2 rural credit cooperatives after receiving the application, the applicant's credit rating is evaluated, according to the credit rating after evaluation, the credit loan amount of the corresponding grade is approved, and the loan certificate is issued.

3 farmers need small credit loans, you can hold the "loan certificate" and valid identity documents, directly apply to the rural credit cooperatives.

4 rural credit cooperatives shall, when receiving loan applications, review the purpose and amount of loans, and issue loans only after passing the examination.

2. Documents required for loan:

My household registration book, marriage certificate, ID card and its copy, loan certificate. Guarantor's ID card and photocopy. Photos of the whole family and the guarantor.

Three. Matters needing attention in loan:

According to the current regulations, loans can only be used for agricultural production expenditures such as planting and aquaculture; Agricultural machinery loan; Only by focusing on agricultural pre-production, mid-production and post-production service loans and consumer loans such as purchasing daily necessities, building houses, treating diseases and sending children to school can farmers use micro-credit loans.

3. What are the loan requirements and procedures of rural credit cooperatives?

Condition: 1. The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct;

2. The purpose of the loan is clear and legal;

3. The loan application amount, term and currency are reasonable;

4. The borrower has the willingness and ability to repay.

Process: 1, credit rating of farmers. Mainly according to the basic situation of farmers, assets and liabilities, production and operation, reputation and other indicators to evaluate. The credit rating of farmers is divided into three grades: excellent, good and general.

2, approved the credit line of farmers. Rural credit cooperatives shall, according to the results of farmers' credit rating, farmers' capital demand and credit line application, verify the credit loan limit of the corresponding grade.

3. Issuance of loan certificate. Take households as the unit, and each household has one certificate.

4. Loan application. When farmers apply for loans, they can apply for loans within the credit line with their loan certificates and valid ID cards (or household registration books).

5. Loan issuance. After receiving the application for loans from farmers, the rural credit cooperatives sign a contract after being reviewed by the credit counter staff (or the doorman staff), fill in the loan receipt, and farmers can use the loans according to the regulations.

6. Repay on schedule. The borrower shall repay the loan principal and interest in accordance with the loan contract.

The investigation will be conducted before the loan. In the investigation of the production and operation of the general loan of the project, the borrower's income, expenditure, loan situation and the personal credit record of the borrower with civil capacity. In the past family situation, if he thinks you meet the conditions of credit loan for small farmers, then he will handle the loan for you.

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4. What are the procedures for a credit cooperative loan?

1, apply for a loan from the rural credit cooperatives in the city;

2, after the successful application, submit proof of identity, proof of income, credit report and other audit materials;

3. Fill in the loan application form with the assistance of the staff;

4. Agree with the staff on the date of pre-loan investigation and accept the pre-loan investigation on the agreed date;

5. After the pre-loan investigation is completed, wait for the reply from the rural credit cooperatives;

6. After the credit union agrees to the loan, go to the credit union to sign a "farmer's credit loan contract" and a loan receipt, and use cash.