In addition, when renewing the car insurance every year, the owner can also choose to change the insurance company by himself, as long as the vehicle is on the road.
① The following is a detailed introduction of automobile insurance:
1, vehicle loss insurance:
Vehicle loss insurance refers to natural disasters or accidents within the scope of insurance liability.
2. Third party liability insurance:
The driver's accident caused direct property losses and casualties to the third party.
3. Theft and rescue:
The insurance coverage of vehicle theft and emergency rescue covers vehicle losses caused by vehicle theft, robbery and robbery, as well as reasonable expenses for being damaged during the period of theft, robbery and robbery, or reasonable expenses for repairing lost parts and accessories on the vehicle.
② Information related to compulsory insurance: the full name of compulsory insurance is "compulsory liability insurance for motor vehicle traffic accidents", which is the compulsory liability insurance for the victims caused by road traffic accidents (excluding the people on board and the insured) within the compensation liability limit. Compulsory traffic insurance is the first compulsory traffic insurance system in China. Insurance premium is a unified national charging standard, which is stipulated by the state, but the high-risk price of different models is also different. The second main judging factor is "the number of seats in the car". The scope of compensation covers some indirect losses caused by accidents, such as "the loss caused by the intentional behavior of the victim", "the loss of the insured's own property" and "the expenses related to arbitration proceedings" in the exemption clause of Commercial Third Party Insurance 20, and the scope of protection is much larger. Moreover, no matter whether the insured vehicle has an accident or is responsible, the compulsory insurance can be compensated within the liability limit, and there is no deductible and avoidance odds.