The latest deposit interest rate of 20 19 is still based on the benchmark interest rate adjusted by the central bank of 2 15 and 10, and the benchmark interest rate fluctuates differently among major banks. The following table is the latest deposit interest rates of major banks. (The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from 20 15124, to further reduce the social financing costs. Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to1.5%; The benchmark interest rates of other loans and deposits and the lending rates of the People's Bank of China to financial institutions are adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged. )
China Industrial and Commercial Bank's Latest Deposit Interest Rate Table 20 19
project
Annual interest rate%
I. Deposits of urban and rural residents and units
(1) Current account
0.30
(2) On a regular basis
1. lump sum deposit and withdrawal
Three months 1.35
Half a year 1.55
One year 1.75
Two years 2.25
2.75 pounds for three years
2.75 pounds for five years
2. lump-sum deposit and withdrawal, deposit and interest.
One year 1.35
Three years 1.55
Five years 1.55
3. Fixed-income and double-income loans will be discounted at the same interest rate regularly within one year.
Two. Agreed deposit 1.00
Three. deposit at notice
0.55 per day
Seven days 1. 10