1. Personal information disclosure: Personal information was leaked in some channels, obtained and abused by criminals or bad platforms, resulting in receiving dunning messages. Protect personal information and avoid leaving personal information on untrusted websites.
2. Missending or fraudulent SMS: SMS is misinformation or fraudulent information. Some unscrupulous platforms or fraudsters will send false dunning information in an attempt to defraud money.
3. Guaranteed by others: If the borrower fails to repay the loan on time, the online loan platform will contact as a guarantor for dunning.