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Will I contact the personal address on Taobao after the online merchant loans overdue?
Normal Taobao information cannot be exchanged with other collection agencies unless it is illegally hunted by special means.

When you do online business in loans overdue, the collector calls you and says: It is illegal to contact your family and residence. If you fill in the name and telephone number of the emergency contact in the process of online commercial loan, they can call the emergency contact to learn about the lender. People other than the lender and the emergency contact are not allowed to contact.

According to the Law of People's Republic of China (PRC) on the Protection of Personal Information, anyone who wants to get your family's telephone number, except the national laws and regulations and the national administrative department, must get your consent? If I don't agree, others can't collect personal information privately. In the past, after I informed you, the other party still wanted to obtain your personal information and the personal information privacy of your family members. If the circumstances are serious, a fine of 50 million yuan shall be imposed. If the circumstances are particularly serious, a fine of 5% of the company's turnover in the previous year will be imposed, and a fine of 5% will be imposed on the leaders of direct and indirect units. If the circumstances are particularly serious, criminal responsibility shall be investigated for the crime of infringing citizens' personal information. According to the Criminal Law of People's Republic of China (PRC), obtaining citizens' personal information privately or through illegal channels, and "insiders" in various industries make 500 phone calls and send 500 text messages are crimes of infringing citizens' personal information. If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than one year but not more than seven years.