Credit Union Bank-Enterprise Link provides a number of innovations. First, it creates a new model of intelligent financial services based on credit cooperatives. Secondly, the platform adopts modern technical means to realize the automation of the whole process of risk control and greatly improve the service efficiency. Thirdly, through the cooperation with third-party financial institutions, Yinqitong has realized diversified financial services and met the diversified needs of enterprises.
The bank-enterprise service of credit cooperatives can provide more comprehensive and accurate financial services for enterprises, help optimize the capital flow of enterprises, promote the growth of economic vitality and ease the pressure of social repayment. Therefore, it plays a positive role in strengthening the financing environment of small and medium-sized enterprises, improving the competitiveness of enterprises and promoting the healthy development of regional economy and even national economy.