Medium-and long-term loans for one to three years (inclusive) 6.65% Three to five years (inclusive) 6 Latest benchmark loan interest rate 20 1 1 annual interest rate (%) 1. Short-term loans of 7.05% for more than five years will definitely increase. 10% for six months to one year (inclusive) 2.
2. What is the loan interest rate of Henan Rural Credit Cooperative?
20 1 July 6, 2 benchmark interest rate for loans (%) 1. Short-term loans 6 months (inclusive) 6 months to 1 year (inclusive) 6.00% long-term loans1to 3 years (inclusive) 6. 15% 3 to 5 years.
3. What is the loan interest rate of Henan Rural Credit Cooperative?
The principal to be repaid every month is 1 167 yuan, and the interest in the first month is about 1000, which will be less and less in the future.
4. What is the loan interest rate of rural credit cooperatives?
The loan interest rate pricing of rural credit cooperatives can be summarized as follows: 1, and policy pricing: some poverty alleviation loans, national student loans, planting and agricultural and sideline products processing industries, which are mainly concentrated in farmers' entrepreneurial guarantee fund loans, all implement the benchmark interest rate, accounting for a relatively low proportion of rural credit cooperatives loans. 2. Interest-oriented pricing: mainly for ordinary farmers, individual industrial and commercial households and small and medium-sized private enterprises. The interest rate of such loans is relatively high, and rural credit cooperatives generally rise by more than 50%. Moreover, such loans account for a relatively high proportion in rural credit cooperatives and are the main source of interest income of rural credit cooperatives. 3. Competitive pricing: Gold customers mainly concentrated in service areas are loans actively marketed by rural credit cooperatives. Generally speaking, these enterprises are large in scale, strong in strength, good in efficiency, strong in liquidity and large in settlement of funds, and they are also the targets of financial institutions. The loan interest rates of these enterprises generally do not rise or fall. 4. Preferential pricing: mainly for loans pledged by certificates of deposit of rural credit cooperatives or other financial institutions, loans pledged by bank acceptance bills, and loans whose share in rural credit cooperatives is far greater than the loan amount. The interest rate of such loans generally does not rise by more than 20%, which is commonly known as the "preferential interest rate".