Legal analysis: it depends on the specific situation. Simply borrowing online loans will not affect soldiers. However, you need to remember to repay the loan on time. If you borrow an online loan and don't pay it back, you will be sued to the court. If you have the ability to repay, but you don't repay, you may violate the criminal law and need to accept the disciplinary action of the army.

Legal basis; Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 26 If the interest rate agreed by the borrower and the borrower does not exceed 24% per annum, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it. The interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, and the interest agreement in excess is invalid. The people's court shall support the borrower's request to the lender to return the part of the interest paid that exceeds 36% per annum.