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Enter the personal center and click Login, as shown in the figure below.
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Enter the personal income tax app account number and password, and click Login, as shown in the figure below.
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Log in successfully and return to the home page. Click on the housing loan interest.
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There is a list of materials that you need to prepare. When you are ready, click the finish note and enter the fill button, as shown in the figure below.
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Enter your real estate license or real estate license number, and click Next, as shown in the figure below.
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Check the year you want to deduct, choose your loan method, and click Next, as shown in the figure below.
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Enter information in the loan contract and click Next, as shown in the figure below.
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Finally, fill in the spouse information and deduction ratio, and click Next, as shown in the figure below.
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After completion, select the withholding agent and click the Submit button, as shown in the figure below.
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If taxpayers or their spouses use individual housing loans or housing accumulation funds of commercial banks alone or jointly to purchase housing for themselves or their spouses in China, the interest expenses incurred in the first housing loan shall be deducted according to the standard quota of 1 000 yuan per month in the year when the loan interest actually occurs, and the maximum deduction period shall not exceed 240 months.