In fact, when real estate is dominated by "consumer goods", it means that most people buy houses to meet their own needs, not for investment speculation, which is also in line with the positioning of "housing and not speculating". Once real estate is operated as a financial asset, just like buying stocks, its starting point is investment.
Benefits of buying a house:
1, buying a house can bring people a sense of belonging and security. Living in someone else's house or sharing a room with someone else, everyone will always have security concerns, while living in their own house will have a higher sense of security and belonging. After all, everything here belongs to them.
2. Buying a house can be used for renting. If you have a place to live or temporarily live far away from the location of the house, you can rent the house to others, so that the lessee can bear the mortgage or earn rent by himself.
Although most buyers will pay a deposit after choosing a house, the deposit is voluntary and buyers can choose not to pay it. After the buyer chooses the house, it is time to pay the down payment and sign the contract. I believe everyone knows the importance of the purchase contract. Therefore, when signing the purchase contract, buyers must pay attention to whether the content is perfect and whether there are controversial places, including the division of responsibilities after the delivery of the house and the handling methods of emergencies.
After the house purchase contract is signed, the buyers can go to the bank to handle the mortgage formalities with the information prepared in advance. There are generally two kinds of mortgage loans: provident fund loans and commercial loans.
If property buyers meet the conditions of provident fund loans, it is naturally good and can save a lot of interest expenses. But there are many restrictions on provident fund loans. If they don't meet the requirements, they don't have to be forced. Property buyers should choose their own way according to their actual situation.